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Matthews Insurance Group Blog

View the latest blog posts from Matthews Insurance Group.

Any job concerning physical labor comes with a lot of injury risk. Electricians are no different. Dealing with wires, electricity, ladders and heavy or dangerous tools almost ensure accidents will happen. Between 2003 and 2017, workers unable to work for a median of 10 days due to electrical injury. READ MORE >>

Plumbing requires a lot of travel. When driving back and forth between client houses, it’s important to make sure you’re covered with auto insurance. Many people think that their personal auto insurance will cover them, but this isn’t the case. READ MORE >>

Starting a new business takes a lot of time, effort, and energy. Setting a good financial foundation helps ensure that your business will be stable while it grows. Here are nine tips to help you get started: Set up business accounts. Don't mix business and personal money. READ MORE >>

Employment practices is a type of business insurance product most companies need. It is a bit different than your average general liabilities policy. If you are an employer, having it can help to minimize claims made against your company, some of which can amount to thousands of dollars. READ MORE >>

Proper business insurance allows your HVAC business to continue to operate properly. In every situation, companies should have insurance in place from the start of operations. However, this is not a static policy. In other words, you need to update it over time to ensure it continues to meet the types of risks your company faces. READ MORE >>

Like all other businesses, electrical service providers need to have commercial insurance, and first among your policies should be general liability coverage. This is insurance that applies when you make mistakes that cause harm to someone or something else. READ MORE >>

Consider Your Medical Needs When Making a Flood Plan As you get older, you might still feel secure in your home. However, it might take a lot of support to be able to keep yourself safe for as long as possible. If a damaging incident, like a flood, threatens your property, you might put yourself in harm’s way if you don’t see to your personal needs. READ MORE >>

Someone comes into your restaurant and slips on a wet floor sign. Perhaps they do not even fall. Now, they are holding their back and claiming you caused it. What should you do? General liability insurance claims like this can be hard to manage. The good news is you do not have to do so on your own. READ MORE >>

About 13% of people between ages 18 and 24 smoke cigarettes today, while about 1/3 of college students use tobacco in some way. However, many colleges have pushed to become tobacco-free campuses in recent years, with roughly 2,200 being smoke-free. That means many students who smoke do so off campus. READ MORE >>

If you are new to motorcycle ownership, you will need some time to get used to the special rules that most bikers have to follow. After all, biking is different from driving a car, even if you have driven for years before buying your bike. This includes the rules you have to follow when carrying passengers. READ MORE >>

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