Thursday, March 26, 2020Commercial auto insurance is required any business that owns or uses vehicles for work purposes. This insurance is often associated with company vehicles and fleets, but what about employee vehicles? If your employees often use their personal vehicles for work purposes, you may need extra coverage on your commercial auto insurance policy. READ MORE >>
Monday, February 17, 2020When someone mentions liability insurance, they usually think of general liability insurance. But this insurance isn’t as straight forward as it seems, nor does it cover all types of liability risks. General liability insurance steps in if you (or your business) cause bodily injury liability or property damage to someone else. READ MORE >>
Friday, February 7, 2020When purchasing vehicles for your company, it’s crucial to have commercial auto insurance. Most states require it, and for good reason. Commercial auto insurance provides a multitude of coverages for the driver, the vehicle itself and other people on the road in case of an accident. READ MORE >>
Thursday, January 30, 2020Workers’ compensation is necessary for nearly every business, and it’s important for both employer and employee to understand the ins and outs of the insurance. If an accident happens, employees should be able to receive the help they need in a way that doesn’t drain the company’s savings. READ MORE >>
Thursday, January 30, 2020Every business dealing with the public faces risk of lawsuits. There are many insurance coverages are available to combat these, including general liability. General liability insurance helps with legal expenses if your business is sued due to: Bodily injury Property damage READ MORE >>
Friday, December 20, 2019Any job concerning physical labor comes with a lot of injury risk. Electricians are no different. Dealing with wires, electricity, ladders and heavy or dangerous tools almost ensure accidents will happen. Between 2003 and 2017, workers unable to work for a median of 10 days due to electrical injury. READ MORE >>
Friday, December 6, 2019Plumbing requires a lot of travel. When driving back and forth between client houses, it’s important to make sure you’re covered with auto insurance. Many people think that their personal auto insurance will cover them, but this isn’t the case. READ MORE >>
Monday, November 18, 2019Starting a new business takes a lot of time, effort, and energy. Setting a good financial foundation helps ensure that your business will be stable while it grows. Here are nine tips to help you get started: Set up business accounts. Don't mix business and personal money. READ MORE >>
Monday, November 4, 2019Employment practices is a type of business insurance product most companies need. It is a bit different than your average general liabilities policy. If you are an employer, having it can help to minimize claims made against your company, some of which can amount to thousands of dollars. READ MORE >>
Wednesday, October 23, 2019Proper business insurance allows your HVAC business to continue to operate properly. In every situation, companies should have insurance in place from the start of operations. However, this is not a static policy. In other words, you need to update it over time to ensure it continues to meet the types of risks your company faces. READ MORE >>
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